Advertising Disclosures

Disclosure 1

Free Apruebame services

The offers that appear on this site are from companies from which Apruebame receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Apruebame does not include all lenders or loan options available in the marketplace.

What portion of Apruebame’s services in connection with my loan request is free?

There is no cost to submit a loan request, get matched with lenders and receive conditional loan offers or quotes. You may review the conditional loan offers or quotes and talk to the lenders at no cost. Of course, the lender you choose may require a fee to process your formal loan application, appraisal, and/or credit report, but until you agree to pay the lender any fee(s), you may shop with Apruebame at no cost.

How does Apruebame get paid?

Apruebame does not charge you, the consumer, a fee for its services. The lender pays us. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.

The above mentioned applies for all of our loan services- personal, business, auto and home refinance, and for our credit card services. Credit subject to approval by participating Network Lender.

Apruebame is not responsible any loan fees that may be required by the participating lender.

Loans are not available in all states at all requested amounts. All loan applications are subject to credit approval by the lender(s) with whom you are matched. Apruebame, LLC does not offer, extend, or alter credit terms it merely connects you with lenders who can perform such activities after reviewing your credit history (a hard pull of credit will be performed by lenders with whom you are matched in order to provide you with prompt responses to your loan needs) under the Fair Credit Reporting Act such permissible purpose exists in order to evaluate your request promptly and adequately. Rate, terms and fees will be based on your individual credit history and underwritten by the lender NOT Apruebame. All Equal Credit Opportunity Act requirements are adhered to and each lender will provide you with all required disclosures. Request all fees, terms, and rate information from the participating lender as Apruebame, LLC does not receive any funds from you and only receives a “lead fee” from the lender.

For purposes of compliance with the California Financial Privacy Act, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please contact us at support@apruebame.com. Married consumers may request separate credit. A married consumer may include a spouse’s income even when requesting for a separate account.

 

Disclosure 2

Credit Card Advertiser Disclosure
The card offers that appear on this site are from companies from which Apruebame receives compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). Apruebame does not include all card companies or all card offers available in the marketplace.

Credit Card Providers determine the underwriting criteria necessary for approval, you should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. The “Credit Needed” information is provided by the Credit Card Providers and is not a guarantee of approval.

Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of the author’s alone and/or Apruebame, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.

See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the provider’s website.